| Group Health, Dental and Vision Insurance |
| For all full-time employees and their eligible dependents.
The insurance is effective the first of the month following 90 days of employment.
Employees are required to pay a portion of the premium through a pre-tax payroll deduction. |
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| Workers Compensation Insurance |
| Employees of Kinsley Construction are covered by Workers Compensation
for injuries occurring while the employee is on Company time. The insurance will pay a weekly
income at a rate determined by law. |
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| Life Insurance - Office and Salaried Field Employees |
| Term life insurance and accidental death, dismemberment and loss of
sight insurance in an amount equal to 1 times your annual earnings up to a maximum of $50,000.
The Company pays the entire cost of the insurance. The insurance is effective the first of the
month following 90 days of employment. |
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| Life Insurance- Hourly Field Employees |
| Term life insurance and accidental death, dismemberment and loss of
sight insurance in the amount of $15,000. The Company pays the entire cost of the insurance. The
insurance is effective the first of the month following 90 days of employment. |
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| Short Term Disability |
| In the event of a non-work related illness or injury, all full-time
employees will be eligible for Short Term Disability. Employees receive 60% of their base earnings
up to a maximum of 26 weeks. The Company pays the entire cost of the insurance. The insurance is
effective the first of the month following 90 days of employment. |
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| Long Term Disability |
| All office and salaried field employees are covered by Group
Long-Term Disability Insurance. Benefits begin after a 180-day elimination period and will
provide a monthly benefit of 60% of your salary to a maximum $10,000. The Company pays the
entire cost of the insurance. The insurance is effective the first of the month following 90
days of employment. |
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| 401K Profit Sharing Plan |
| This plan allows participants to defer pre-tax earnings from
their paycheck to their own retirement account. The Company matches employee contributions
at the rate of 100% (dollar for dollar) for the first 3% of pay that the employee contributes
and 50% ($0.50 for each dollar) for the next 2% of pay that the employee contributes. You are
able to participate in the plan and are 100% vested the first quarter following 90 days of
employment. |